At Perozo & Co, we manage and operate a diverse portfolio of businesses designed to empower individuals and organizations. Our ventures include EPoint Lab, delivering top-tier eCommerce solutions; EPoint Credits, specializing in expert credit repair services; and EPoint AI, creating intelligent AI-powered agents and software solutions. Together, these businesses reflect our commitment to innovation, growth, and financial success.
- You Can Find Us At:6663 Narcoossee Rd Ste 166 Orlando, FL 32822
- Email Now:ceo@eberthscapital.com
Your Trusted Partner for Credit Repair & Financial Rehabilitation
100+ clients helped
Fast turnaround
Comprehensive
Global service
At EPoint Credits, our mission is simple: to restore your financial reputation. We believe everyone deserves a second chance at good credit. Our team combines deep financial insights, legal knowledge, and hands-on dispute strategies to help individuals recover from bad credit, errors, or negative marks.
“E” in EPoint reflects empowerment through education and excellence, while Credits captures our focus — rebuilding, restoring, and renewing your credit health.
The best possible experience ever
We deliver a personalized service tailored to each customer, based on their own needs and business reality.
Dispute Filing & Negotiation
We draft and file dispute letters (to credit bureaus, creditors, collection agencies) and negotiate removals or corrections of false, misleading, or expired items.
Monitoring & Reporting
You will get regular status updates, including what letters were sent, responses received, and changes in your credit profile.
Credit Education & Guidance
We don’t just fix things — we teach you how to maintain a strong credit profile: payment strategies, utilization control, responsible credit usage.
Ongoing Support & Follow-up
If new issues arise, we help address them. We also monitor your credit slips to guard against relapse or fresh errors.
Full Service
It’s time to reclaim financial freedom. Whether you’re aiming for a mortgage, auto loan, or just peace of mind — our team of seasoned credit repair specialists is here to guide you.
We combine experience, legal know-how, and dedicated client care to restore credit health. Let us shoulder the burden of disputes and corrections while you focus on your goals.
Approach
1. Discovery & Assessment
We start by understanding your credit history, challenges, and financial goals.
2. Strategy Development
Craft a bespoke plan: which items to dispute, anticipate responses, escalate if needed.
3. Execution & Disputes
File the legal & formal letters, negotiate on your behalf, monitor responses.
4. Validation & Corrections
When a bureau/counterparty accepts correction or removal, we ensure it’s properly recorded across your credit file.
5. Ongoing Monitoring & Maintenance
We continue watching your report, guiding you to maintain good behavior, and handle new issues efficiently.
